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  About Hildi Incorporated
 

Thank you for taking the time to learn more about Hildi Incorporated.

Hildi Incorporated was established in October of 2004 by Jill Urdahl, FSA as a Midwestern actuarial consulting firm. The structure for Hildi Incorporated is a Minnesota S-Corporation. State and Federal Tax ID numbers can be provided on request. Hildi Incorporated has no parent or subsidiary organizations.

Hildi Incorporated believes in providing the highest quality consulting along with the most competitive fees in the marketplace. Customer service and satisfaction is our most important goal, so we strive on a daily basis to keep all of our clients not just happy, but ecstatic.

Hildi Incorporated consists of benefits consultants and actuaries who have many years of real world experience and are recognized leaders in their fields.

  The Actuarial Consultants at Hildi Incorporated
  Hildi Incorporated consists of benefits consultants and actuaries who have many years of real world experience and are recognized leaders in their fields.
  Jill M. Urdahl, FSA, EA, MAAA
 

Retirement and Other Post-Employment Benefits (OPEB) Consultant and Actuary

During the past 15 years, Jill has been a retirement actuary and consultant. She has worked with large and small employers, both public and private, to develop their retirement and OPEB strategies. Specific areas of focus include plan design, funding and financing, and administration services. In addition, Jill has experience with present value services for QDROs.

Jill worked for two international consulting firms for more than 14 years in various capacities, including as principal actuary, managing supervisor, region recruiting lead, and Society of Actuaries exam committee member.

Jill is a Fellow of the Society of Actuaries (FSA), Enrolled Actuary (EA), and a Member of the American Academy of Actuaries (MAAA.) She was graduated from Gustavus Adolphus College, with a B.A. in Mathematics and a Music Minor.

  Tony L. Urdahl, FSA, EA, MAAA
 

Retirement and Other Post-Employment Benefits (OPEB) Consultant and Actuary

During the past 16 years, Tony has been a retirement actuary and consultant. He also has worked with various public and private employers to develop their retirement and OPEB strategies. His work has included plan design, funding and financing, and administration services.

Tony worked for three international consulting firms for more than 16 years in various capacities, including as lead retirement actuary, senior resource actuary, and Society of Actuaries exam committee member.

Tony is a Fellow of the Society of Actuaries (FSA), Enrolled Actuary (EA), and a Member of the American Academy of Actuaries (MAAA.) He was graduated from Concordia College in Moorhead, MN, with a B.A. in Mathematics and Economics.

  Cathy A. Erpelding, EA, MAAA
 

Retirement and Other Post-Employment Benefits (OPEB) Consultant and Actuary

During the past 14 years, Cathy has been a retirement actuary and consultant. She has worked with large and small employers, both public and private, to develop their retirement and OPEB strategies. Specific areas of focus include plan design, funding and financing, and administration services.

Cathy worked for the largest international consulting firm for 13 years in various capacities, including senior associate actuary, managing supervisor, retirement systems specialist, and recruiting specialist.

Cathy is an Associate of the Society of Actuaries (ASA), Enrolled Actuary (EA), and a Member of the American Academy of Actuaries (MAAA.) She attended Drake University, where she earned a B.S.B.A in Actuarial Science.

  Gretchen R. Faul, EA, MAAA
 

Retirement and Other Post-Employment Benefits (OPEB) Consultant and Actuary

Gretchen is an Associate of the Society of Actuaries and an Enrolled Actuary.

Gretchen has actuarial expertise as a retirement actuary and consultant. Her primary experience has been in the private sector working with large corporations. She has helped clients with their pension administration and on their pension and FAS106 valuations.

Gretchen was an actuarial consultant at Watson Wyatt in Minneapolis before joining Hildi Inc. Gretchen was responsible for technical aspects involved in calculating individual employees’ pension benefits and calculating funding and financial results for employers. In addition, Gretchen was a supervisor and training coordinator within the actuarial retirement practice.

Prior to working with Watson Wyatt she worked with Towers Perrin in St. Louis and Minneapolis. While with Towers Perrin she helped several large clients transition to accrual accounting under FAS 106.

  David J. Moody, FSA, MAAA
 

Health Care Consultant and Actuary

Over the past 15 years, Dave has been a health and welfare actuary and consultant. He has worked with large and medium sized employers to develop their active and retiree health and welfare strategy. Specific areas of focus include design, pricing, financing and funding, and ongoing program management and measurement. Dave has experience working on a variety of health and welfare programs, including active and retiree health care, disability, and life insurance.

Dave worked for an international consulting firm for over 12 years in various capacities, including group actuary, lead strategy consultant, and local practice manager. Before moving to consulting, he spent almost three years with a major insurance company.

Dave is a Fellow of the Society of Actuaries (FSA) and a Member of the American Academy of Actuaries (MAAA.) He attended Montana State University where he earned a B.S. degree in Mathematics-Statistics.

  Mary Ratelle, FSA, MAAA
 

Mary is a Fellow of the Society of Actuaries and a Member of the American Academy of Actuaries. Mary performs the claims and premium analysis or peer review for GASB 45 projects at Hildi Inc.

Mary is the founder of Health Risk Strategies, LLC, a certified woman-owned business in Minnesota. Mary has 23 years experience in managing the risks of health care plans/insurers, health care providers, and self-funded employers for their medical, prescription drug, dental and vision benefits.

Mary Ratelle meets the Qualification Standards of the American Academy of Actuaries to render the actuarial opinion for any GASB 45 project.

Hildi Incorporated © 2006
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